Lease or Finance

Here's a quick comparison between Leasing and Financing

LEASING	FINANCING
Requires little or no money down.	You can afford a relatively high down payment or you have a car with equity to trade in.
Your financial situation does not allow large monthly payments for an extended period of time.	You want to keep your car for several years.
You drive a new vehicle every three to four years.	You want the flexibility to own your car and sell it at any time.
Your annual driving mileage falls within the typical mileage allowance of a lease. (The typical Volvo lease has a 12,000 or 15,000 annual mileage allowance. Contracts with higher mileage allowances are available.)	Your annual driving mileage exceeds the typical mileage allowance of a lease. (The typical Volvo lease has a 12,000 or 15,000 annual mileage allowance.)